Steady, Smart, Simple
We have over twenty years of solid experience in the following specialties
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We study your assets in conjunction with your liabilities and your goals to maintain and grow your portfolio. This involves balancing costs and your risk tolerance to employ strategies that perform for you.
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We examine your income goals to help you achieve financial independence after you stop working. We look at future expenses, savings, and your assets to create the safety net you need to age comfortably.
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An important ingredient to financial well-being, we use a system to track your income and your expenses while allowing you to save for your future. We help you prioritize your essential spending and help you recognize your priorities to help you control your financial health.
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We look at your family structure, the projected cost of higher education and your current and future expenses. We evaluate your family’s academic goals and explore funding sources such as 529 accounts, scholarships, and student loans. We help you start planning for college early so that you are financially ready when your children begin the process.
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We evaluate your assets over your lifetime and plan for the transfer of your wealth after death to minimize taxes and legal complexities. We look at wills, trusts, and powers of attorney to ensure your beneficiaries are provided for and your wishes are carried out.
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Often overlooked, we actively analyze your financial situation to minimize tax liability. We look at charitable giving, legal deductions, and retirement contributions to develop tax strategies to benefit your long-term financial goals.
How we handle fees
Our fees are charged by assets under management (AUM).
Assets Under Management
0 to $3,000,000
$3,000,001 to $5,000,000
$5,000,001 to $10,000,000
$10,000,001+
Annual Fee
1%
.85%
.7%
negotiable
Hourly consultation rates are available in special circumstances. Contact us to learn more.
Our Process
Will you retire in the next few years? Have you already retired but feel the need to re-examine your situation because you think it's off track? First, we’ll sit down with you for an hour to get acquainted and see if we’re a good fit to work together. We’ll discuss your goals and help you determine whether your current plan is going in the direction to give you what you need for the later years. In our next meeting, we’ll examine your current investments, risk tolerance, look your tax situation, talk about Social Security, dive into Medicare, and develop a financial plan for the retirement years that will make you feel comfortable.
Retirement
Nearing Retirement or Retired
Pre-Retirement
The Middle Years
Are you raising a family, paying off student loans, buying a home? If so, investment planning now is the path to take for a secure, comfortable retirement. The first step is to make an appointment for a one-hour visit to get acquainted. We’ll establish your goals, learn how you want our relationship to work, and explain how we can assist you in planning your financial future. On our second visit, we’ll look at your current investments, determine your risk tolerance, and talk about your budget. From there, we will develop a plan with you that will serve you now and in your later years.
Resources: Economic Updates
We believe education is the key to financial well-being. With over 20 years of experience, Greg Naylor is a CFP®, (Certified Financial Planner) and RIA (Registered Investment Advisor) in the State of Minnesota. He is required to complete continuing education through the State of MN.
Greg’s an avid reader and is passionate about national and global news that affects the financial markets and your portfolio. His Economic Updates offer his thoughts on trending financial market activity.
Watching Inflation
Tariffs and Inflation
